Maybe you meant to “get organized this weekend” six months in a row. Now you have stacks of unopened statements, a folder full of download links, and a nagging feeling every time you think about taxes. Our Personal Catch‑Up & Clean‑Up service is built for exactly that situation.

We step into the mess with you, sort through old records, and turn scattered information into a clear, usable picture of your finances—without judgment and without overwhelm.

When this service is a good fit

You don’t need ongoing bookkeeping yet; you need to get current. This one‑time project is designed for people who are:

• Behind on one or more prior tax years and need organized numbers to file or amend returns.
• Sitting on months (or years) of bank and credit card statements that were never entered or categorized.
• Holding boxes, envelopes, or digital folders of receipts they know matter but can’t face sorting through.
• Trying to switch budgeting tools or tax preparers and want a clean starting point instead of carrying the clutter forward.

What we do for you

We understand that life happens. Our approach is strictly non-judgmental and focused entirely on the solution. We are here to shake your hand, listen to your needs, and get your bookkeeping back on a solid foundation so you can stop worrying about the past and start looking toward the future.

1. Assess the backlog

   We start with a short intake and secure document upload so we can see the size and shape of the backlog: which years are open, which accounts are involved, and which records you already have. This lets us scope the work and give you a clear plan before we begin.

2. Collect and organize records

   Next, we gather the raw material:

   • Bank and credit card statements (PDF or paper)
   • Payroll reports, 1099s, and other income records
   • Receipts for major purchases, medical expenses, and deductions
   • Tax notices or prior returns that relate to the period we’re cleaning up

   We’ll guide you on what’s actually needed so you’re not wasting time chasing documents that don’t matter.

3. Rebuild accurate transaction history

   We reconstruct your financial activity for the agreed period by:

   • Entering and categorizing transactions by account and date
   • Identifying personal vs. deductible expenses where applicable
   • Matching deposits and payments to supporting documents
   • Reconciling your accounts back to the statements so totals actually tie out

   We reconstruct your financial activity for the agreed period. The goal is a complete, consistent history rather than a partial guess.

4. Digitize and structure your paperwork

   As we work, we convert physical and PDF documents into a digital archive:

   • Scan and OCR paper statements and key receipts into searchable PDFs
   • Organize files by year, account, and document type
   • Optionally convert older statements and transaction lists into spreadsheet‑ready or importable data so you can analyze or move it into your preferred tool later

   We reconstruct your financial activity for the agreed period. The goal is a complete, consistent history rather than a partial guess.

5. Deliver reports you can actually use

   At the end of the project, you receive:

   • A clear summary of income, spending, and key categories for the catch‑up period
   • Account‑by‑account reconciliations showing that balances match the statements
   • A clean digital packet you can share with your tax preparer, financial planner, or just keep for your own records

   If you’d like, we can also discuss light ongoing support so you don’t slip back into backlog territory.